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Do you see yourself living comfortably 20-30 years from now? Or do you see yourself buried in debt and still working just to be able to get through the day?
Whether all you need in life is a little bit of fine tuning or a total make-over, here are some investments to make that are geared towards a happier and a healthier version of you.
“Bad relationships are like a bad investment. No matter how much you put into them, you’ll never get anything out of them.”
Contrary to what many people think, love is not measured by time but by the quality of moments that two people feel and share. I have been in a toxic relationship myself and unfortunately it took me almost 10 years of my life before I finally decided to call it quits. At the time I didn’t know that I was supposed to be kinder to myself and nobody made me realize that I was worthy of something better.
And that’s what a bad relationship does. It prevents you from being yourself, it demotivates you to improve and grow as a person and worst of all, it makes you feel like you’re not deserving of trust, love and of any future whatsoever.
Thing is, I never played the victim because somehow I allowed my ex to disrespect me and treat me like crap.
And for all you ladies out there who find themselves in a similar situation, there is no time for the blame game. What you have to do now is gather all your courage and your remaining self-love to empower yourself to move forward and leave that toxic relationship for good.
And if you still haven’t decided, writer Julia Dellitt shares 6 relationship red flags that you should pay close attention to.
Make smart lifestyle choices that help you become financially secure.
When I was in my 20’s, I never thought of retirement. The idea of saving for my future didn’t really cross my mind. I was focused more on enjoying the benefits of earning my own money and having the freedom to buy whatever I wanted. So, whenever I felt like sporting a new watch or purchasing a new cellphone, I would get it no matter what – even if it meant crossing my credit card’s limit or approaching a loan shark.
It was only when I reached 30 that I started to get alarmed and felt the burden of my financial insecurity. So, I decided to make serious lifestyle changes and get smarter with money choices.
To help you visualize your financial future and to know if you’re saving enough to live a life that you would enjoy once you stop working, check this out –“How Much Should You Really Save for Retirement.”
Erica Gellerman encourages you to ask yourself these three important questions:
• What do you want your retirement life to look like?
• When do you want to retire?
• How risky are you?
When you think about these things seriously, you will have a better understanding of your options, come up with a more realistic calculation of how much you need and figure out exactly what sacrifices and adjustments you need to do right now to achieve your financial goal.
Nurturing your mind and taking care of your body can really pay off.
I bet everyone will agree with me when I say that one of the easiest things to do in our lifetime is to ignore our health and just indulge ourselves in eating unhealthy foods, drinking sugary sodas, and partying all night long.
However, let me remind you ladies that we only get one body in a lifetime, so we better take good care of it.
Investing in health doesn’t have to be expensive but it’s not that easy either. You have to kiss your bad habits goodbye and you need to make some lifestyle modifications to fine tune your well-being.
For example, in order to cleanse your body and have a sharper mind, you have to fast for 16 hours, twice a week. This may sound really challenging but it could certainly yield promising results.
Work in harmony with the universe by making spiritual efforts.
Actively supporting your personal and spiritual growths can lead to a more exciting and a more peaceful life. To do this, you need to exert mindful efforts that are directed towards knowing what you want and empowering yourself to move in the same direction.
Micah Mortali suggests a very interesting way to improve your spirituality – Forest Bathing.
Well, it can be really intimidating especially if you’re a city dweller and don’t have time to go to the wilderness but the writer also provides doable ways to get started.
Ladies, I assure you that investing in all these key areas of your life is the most profitable investment you’ll ever make. When you start working on these things now, then you can definitely look forward to having a better and a brighter future.
I’ve been in a couple of bad relationships. I let the guys disrespect me. I was younger and thought I was in love. I’m in a wonderful relationship now. I know my self worth.
Would you recommend consulting with an accountant or such to help with our financial issues? I know I need to save up, but somehow there’s always a reason to throw money around so at the end of the month, there’s not much left.
A habit that I forced myself to get in was to pay myself first above any and all other bills. I typically try to aim for 10% of my paycheck, and I take it out before I pay anything else. Having that emergency fund is so important to avoid getting into trouble when something unexpected happens.
I think many people really miss the point that your health is an investment. Everybody is all worried about retirement, the best job, the most stuff, etc and although those things are helpful, stressing too much about them actually decreases your investments because worrying/stressing is TERRIBLE for your body. So, a very good point was made in this article, take care of yourself! Get a good night’s rest and don’t tear your body down with stress.
I see myself living very comfortably 20-30 years from now. I have ideas and a work plan in my head that will ensure that I am self-reliant. Saving is a culture that I wished I had taken up early but either way, I realized its importance in my mid-20s.
I am 7 years into employment and it is the only organization I have worked for in my life. During this time, there have been many highs and lows, but overall, I am in a much better position than I was at that time. To guarantee the best future as a woman, you need prudent financial skills and a great partner.
I wish I started in my twenties. I’d be much better off right now. I think that we need to teach our youth how important it is to save for our future.
Knowing your self worth is the key to having a happy life. If you know you’re worth it, you’ll be treated like you’re worth it.